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Non Profit Insurance


Non Profit Insurance Information




Just like businesses protect their assets with insurance, nonprofits should do the same. Non-profit organizations are all unique in their operations. While some work to preserve wildlife, others care for the elderly. What if a sudden fire burned down your headquarters? What would happen to the people, animals or environments your nonprofit serves?

What are the benefits of nonprofit insurance?

Nonprofits often function on a tight budget. This makes getting insurance important as a large, unexpected expense can be detrimental. A good nonprofit insurance policy will have the right balance of price and coverage.

What types of insurance should a nonprofit get?

There are many types of insurance for nonprofits. Here are some common types of nonprofit insurance. Keep in mind this is a list of the different types. Because every nonprofit is different, we can help you determine which coverage best fits your needs.

  • General Liability Insurance: protects against injury and property damage to third parties. This can include visitors, customers, suppliers or associates. Employees are often covered separately by worker’s compensation.

  • Property Insurance: protects your assets in the event of a fire, disaster or vandalism. These assets can include the building, fixtures, equipment, machinery, furniture, computers, inventory and supplies.

  • Auto Insurance: covers injuries from an accident involving your staff or volunteers using any car, including their own, for nonprofit activities.
  • Umbrella / Excess Liability Insurance: Provides additional limits over your existing liability policies.

  • Product Liability Insurance: protects your nonprofit in the event of a lawsuit claiming your product is unsafe or defective.

  • Directors and Officers Insurance: protects the members of your board of directors and your officers in the event of a lawsuit alleging fraud or financial mismanagement.

  • Professional Liability Insurance: protects against claims of mismanagement and workplace incidents like discrimination or sexual harassment.

  • Workers’ Compensation compensates employees for medical expenses and lost wages after an on-the-job injury.

Get started today!

Contact us for a customized evaluation of your nonprofit’s needs. We will search for the right coverage to fit your needs and budget so you can keep working to better the community.

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